What the *@/# is this? You must first turn off screen overlay??

This is fricken driving me crazy and happens for almost every thing I try to do on my N5 but can't figure out how to make the requested changes. The latest example below (which is something I've done a million times with no problem)...

1. I want to save a pic from chrome. This is what I get when I try to save it. Oh gee, now the same thing is happening here because I'm trying to include the screen shot and it won't let me. I'm ready to scream! Trying to add a pic from my gallery I get a...

What the *@/# is this? You must first turn off screen overlay??

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